"The leader now takes the middle matza from the set of three and breaks it in half. [The leader] places one half in a napkin or bag, setting it aside to be distributed as the afikoman (dessert) at the end of the meal.
(The Concise Family Seder Prepared by Rabbi Alfred J. Kolatch. Jonathan David Publishers, Inc. Middle Village, New York. © 1997 by Alfred J. Kolatch)